HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.990.02%
$2,500.00 - $9,999.990.03%
$10,000.00 - $24,999.990.10%
Last checked on: 12-17-2019. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee$3.00*
Account Opening Fee$0.00
Account Closing Fee$30.00

* For states: AL, DC, FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA, WV (prices may vary for other states).

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $3,000
Investment Fee: $0.00

Initially, your HSA will be a bank deposit account that will earn tiered interest rates for balances in the cash portion of the HSA. These funds are insured by the FDIC to the maximum extent provided by law.

After your account reaches a cash balance of $500 in excess of $3,000 (the HSA investment threshold amount), you will have the opportunity to invest in a set menu of mutual funds by setting up an HSA Mutual Fund Investment Sweep subaccount to your HSA. At a later date, we may allow other fund options, and will provide you with at least 30 days notice prior to making any changes. Mutual fund investments require a minimum investment of $500.

Contact Information

General Information


Customer Service

Mailing AddressHSA Administration
P.O. Box 1489
Lumberton, NC 28359-1489
Phone Number800-BANK-BBT (800-226-5228)