Investment options include Index, Style Specific and Asset Allocation funds. Index funds are a lower cost alternative to actively managed mutual funds. Their returns tend to closely track the performance of the market category associated with the style of the fund. Asset Allocation funds offer your clients a blend of investments defined as conservative, moderate or global. Style Specific funds target different sectors of the market that include large, mid-cap and small-cap blends in addition to a global stock, an intermediate bond fund and a real estate option. Investment options are selected based on a number of criteria including competitive long term performance. All investment options are reviewed quarterly by an experienced team of investment managers to ensure the funds meet the investment policy objectives. Funds found not to meet the requirements of the investment management team are replaced with another mutual fund in a similar style.