HSA Bank

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $4,999.99 0.05% APY
$5,000.00 - $24,999.99 0.15% APY
$25,000.00 - $49,999.99 0.30% APY
$50,000.00+ 0.50% APY
Last checked on: 05-30-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee $25.00

* Waived with a daily balance of $3,000 or more

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: check_box   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: 0.30% / Year

Offers low-cost, no-load mutual funds, covering a range of asset classes.

  • HSA Guided Portfolio tool used to select investment elections and realign your portfolio
  • Auto-Rebalance timing feature to keep your portfolio allocation in line with your individual needs
  • Quarterly performance review of mutual fund selections by SEC-registered investment advisors
  • Online access to investment account history, balance information, future elections, trades, and much more through HSA Bank’s Member Website
  • Access to fund research and other planning tools
* Only charged if your HSA Bank savings accounts falls below a minimum daily balance of $5,000

Self-Directed Brokerage Details

Offers a wide selection of investment choices, educational resources, and services.

  • Stocks, bonds and thousands of mutual funds
  • Online access to real-time data, customizable charts and one-click integrated trading
  • Integrated, online access to trading, balance information, and much more through HSA Bank’s Member Website
  • Ability to place trades by website, telephone, mobile device and broker
  • Trading fees may be applied by TD Ameritrade; additional fees vary by program, location or arrangement

Contact Information

General Information


Customer Service

Mailing Address Regular Mail
HSA Bank
P.O. Box 939
Sheboygan, WI 53082-0939

Overnight Mail
HSA Bank
605 North 8th Street, Suite 320
Sheboygan, WI 53081
Phone Number English: (800) 357-6246 | (414) 978-5294
Spanish: (866) 357-6232
Email Address [email protected]