Lake Michigan Credit Union

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $4,999.99 0.15% APY
$5,000.00+ 0.30% APY
Last checked on: 08-18-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee $5.00*

* If closed within 90 days of opening the account. $35 if you transfer to another HSA custodian.

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $30 / Year

You can now invest a portion of your Health Savings Account (HSA) balance in stocks, bonds, mutual funds and other investment caliber products. With this new investment opportunity, you can reap the benefits of investing while saving for future medical expenses.

This is a self-directed investment platform, similar to those offered as part of many employee 401k programs. You can invest any balance over $1,000 as you see fit. You'll be able to transfer money from your investment account back to your base HSA balance at any time, to pay for health care needs for you and your dependents.

Contact Information

General Information

Address 4027 Lake Dr SE
Grand Rapids, MI 49546

Customer Service

Mailing Address Lake Michigan Credit Union
P.O. Box 2848
Grand Rapids, MI 49501-2848
Phone Number (800) 242-9790