Inspira Financial

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$0.00
Features:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
Standard
$0.00- $2,000.00 0.01% APY
$2,000.01+ 0.05% APY
Enhanced
$0.00- $2,000.00 0.05% APY
$2,000.01- $7,500.00 0.10% APY
$7,500.01- $15,000.00 0.25% APY
$15,000.01+ 0.50% APY
Last checked on: 12-11-2023. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $2.00*
Account Opening Fee $0.00
Account Closing Fee $25.00


* There is no monthly maintenance fee if the account is employer sponsored

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: check_box

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: 0.03% of prior month's average invested balance, applied only of first $33,333.33 of invested assets
  • No-transaction-fee (NTF) platform.
  • No minimum investment amount.
  • Automatic dividend reinvest option at account level.

Other Investment Option Details

A Stable Value Separate Account yielding 1.60% is also available.

Contact Information

General Information

Website
Address 2001 Spring Road,
Suite 700
Oak Brook, IL 60523

Customer Service

Mailing Address PO Box 8396
Omaha, NE 68108-8396
Phone Number 1-844-729-3539

Sales Department

Phone Number 917-488-2033