Saturna Capital

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee $0.00

* If you are using self directed brokerage, potential inactive fee. Inactive accounts have effected no trades from January 1 through December 31 and have had one or more security positions for the entire year, not including sweep account money market funds.

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: check_box   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: N/A
Investment Fee: $0.00

If you invest in any of Saturna's affiliated no-load mutual funds, we will not charge you any account opening, maintenance, or custodial fees on your HSA account. There is never a fee for making contributions or taking distributions.

Investments in mutual funds are subject to ongoing expenses that shareowners pay indirectly. Please consult a fund's prospectus or summary prospectus for more details.

Self-Directed Brokerage Details

You may elect to invest your HSA via Saturna Brokerage, allowing you to invest in a broad array of investment options, including: non-Saturna mutual funds, stocks, covered call options, and money funds. The permitted investments are the same as those in Saturna IRAs. Trades using self-directed brokerage HSAs are subject to the Saturna Brokerage Services commission schedule, however, we do not charge custodial fees on brokerage accounts.

Your brokerage account comes standard with Electronic Funds Transfer (EFT) capabilities, allowing you the ability to move money easily, without charge, between your personal bank account and your brokerage account. The brokerage account automatically invests excess cash in your choice of three core money market funds, and withdraws it to cover debits. Your cash automatically continues to earn money market interest every day!

Commissions on Internet-entered stock trades are reduced to $14.95 per trade (see the commssion schedule for more details).

Contact Information

General Information

Address 1300 N. State St.
Bellingham, WA 98225

Customer Service

Mailing Address Saturna Capital
P.O. Box N
Bellingham, WA 98227
Phone Number (360) 734-9900