Sterling Administration

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee$2.50*
Account Opening Fee$0.00
Account Closing Fee$20.00

* $8.75 / month for the Sterling Standard Plan

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: check_box   CDs: close   Other: close

Self-Directed Brokerage Details

$16.00 Annual Fee (two transactions per year free of charge) & $10.00 Per Transaction Fee (after the first two complimentary per year)

To self-direct investments, Sterling accountholders may transfer funds in their HSA account to a joint brokerage account titled "Sterling HSA Administrator For The Benefit Of (Name Of Sterling Accountholder)". Once the joint brokerage account has been set up and the accountholder has completed a Sterling Transfer of Assets Form, Sterling will transfer funds from the HSA account to the joint brokerage account.

Remember, there is a minimum balance requirement of $20 which must be kept in your HSA. The monthly maintenance fee on the HSA account will continue to be charged, for this reason we ask you to also leave a minimum of one year's worth of fees in your HSA, or Service Fee Balance. An annual fee of $16 will also be charged for the outside investment account. Sterling recommends all accountholders keep an amount equal to their annual deductible or out-of-pocket maximum in their HSA account at a minimum. Additional brokerage fees may apply. Check with your broker-dealer for details.

Contact Information

General Information

AddressSterling Administration
475 14th Street, Suite 650
Oakland, CA 94612

Customer Service

Mailing AddressSterling Administration
P.O. Box 71107
Oakland, CA 94612
Phone Number(800)-617-4729
Email Address[email protected]