UMB Bank

HSA Program Features

FDIC or NCUA Insured:
check
Features:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$1.00 - $2,499.99 0.05%
$2,500.00 - $4,999.99 0.10%
$5,000.00 - $9,999.99 0.15%
$10,000.00 - $14,999.99 0.20%
$15,000.00 - $24,999.99 0.30%
$25,000.00+ 0.40%
Last checked on: 11-09-2020. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $2.50*
Account Opening Fee $0.00
Account Closing Fee $15.00

* Wavied on a balance of $3,000 or more

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: check_box

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $3.00 / Month
The UMB Health Savings Account (HSA) gives you the opportunity to select and manage your investments through UMB HSA Saver® an online investment account. UMB HSA Saver makes investing:
  • Simple. You decide how much and how often to invest for one low monthly fee, no fund minimums and no trading fees.
  • Fast. It only takes a few minutes to enroll and get started. It’s as easy as shopping online.
  • Smart. Backed by UMB’s1 experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier.

Other Investment Option Details

1UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.

Investments in securities through the HSA investment account are:
Not FDIC Insured • May Lose Value • No Bank Guarantee

UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.

Contact Information

General Information

Website

Customer Service

Mailing Address UMB Bank, n.a.
UMB Healthcare Services
P.O. Box 419226
Kansas City, MO 64141
Phone Number 866.520.4HSA (4472)