UMB Bank

HSA Program Features

FDIC or NCUA Insured:
check
Features:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$1.00 - $2,499.990.05%
$2,500.00 - $4,999.990.10%
$5,000.00 - $9,999.990.15%
$10,000.00 - $14,999.990.20%
$15,000.00 - $24,999.990.30%
$25,000.00+0.40%
Last checked on: 09-09-2020. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee$2.50*
Account Opening Fee$0.00
Account Closing Fee$15.00

* Wavied on a balance of $3,000 or more

Fees may not be current, please check the provider's website for the latest fee information.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: check_box

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $3.00 / Month
The UMB Health Savings Account (HSA) gives you the opportunity to select and manage your investments through UMB HSA Saver® an online investment account. UMB HSA Saver makes investing:
  • Simple. You decide how much and how often to invest for one low monthly fee, no fund minimums and no trading fees.
  • Fast. It only takes a few minutes to enroll and get started. It’s as easy as shopping online.
  • Smart. Backed by UMB’s1 experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier.

Other Investment Option Details

1UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.

Investments in securities through the HSA investment account are:
Not FDIC Insured • May Lose Value • No Bank Guarantee

UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.

Contact Information

General Information

Website

Customer Service

Mailing AddressUMB Bank, n.a.
UMB Healthcare Services
P.O. Box 419226
Kansas City, MO 64141
Phone Number866.520.4HSA (4472)